![]() Often, the character hasn't "paid" (in game) for most of the stuff on the character sheet when the campaign starts. His father's old armor, the spellbook his mentor gave him on his first day as an apprentice, the sword he lifted from the town guard, etc. Starting gold represents the total value of things that the character has picked up from many, many different sources. Further, the character (usually) didn't decide to become an adventurer, make a shopping list, and go purchase everything with some monetary allotment that he had on hand. Starting gold represents what a character has on him at the start of the campaign, in the opening scene, not everything he's ever owned or bought. Wealth by level is the same at every level, including 1st. ![]()
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